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Simple Tricks to Save Money on Groceries

We’ve all been there: when you go to the grocery store for five things, spend over an hour at the store, and walk out with twenty things. Then you get home from that shopping trip and maybe you didn’t even remember the five things you wanted in the first place!

Impulsive buying is a struggle for us all, but here are some tips to make that weekly grocery trip more efficient and less expensive:

  • Meal Plan. I spend much less on groceries (and generally eat healthier) if I plan what Im going to eat well in advance of when I eat it, including meals and snacks! When you know exactly what you’re eating, a grocery list is much easier to stick to. I also use a handy grocery list app that automatically sorts my groceries into categories like produce and bakery, which saves me from back-tracking too much.
  • Shop on a time limit. Set a timer (maybe an hour or so, depending on the size of your family) and challenge yourself to finish shopping within the time limit. It may sound stressful, but it will force you to only buy whats needed, since you will have less time for roaming the aisles and picking up non-essentials.
  • Use a smaller cart. Many grocery stores now offer two cart sizes. The bigger the cart, the more room for those un-planned purchases. If your grocery list can fit in the smaller cart size, see if using that cart keeps you from going over your monthly budget (bonus challenge for those shopping for one: can you keep all your groceries to just one basket?)

When I incorporate these simple tips into my grocery shopping trips, I find that they are not only less time-consuming, but much easier on the wallet.

DISCLAIMER: Past performance does not predict future results. This report is based on data obtained from sources we believe to be reliable. Hefren-Tillotson does not, nor any other party, guarantee the accuracy or completeness of this report or make any warranties regarding results obtained from its usage. All opinions and estimates included in this report constitute the firms judgment as of the date of this report and are subject to change without notice. This report is for informational purposes only and is not intended as an offer or solicitation to buy or sell the securities herein mentioned.
Rebekah L. Nau, CFP®
Assistant Director of Financial Planning

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Hefren-Tillotson Inc. is a leading diversified financial services firm providing investment and retirement plan management and comprehensive, financial planning through MASTERPLAN® for individuals and businesses. The firm’s wealth management services are administered by Certified Financial Planner (CFP) professionals, Chartered Financial Analyst (CFA) Charter holders, attorneys, Chartered Life Underwriters, and CPA/PFS’s. Hefren-Tillotson offers corporate services including 401(k) retirement planning, executive financial counseling, fiduciary reviews and workplace financial planning seminars. Founded in 1948, the firm is headquartered in Pittsburgh and has offices located in Pittsburgh, Butler, Greensburg, North Hills, and South Hills.