Ray is a Senior Vice President and Financial Advisor with Hefren-Tillotson, Inc. and has been a member of the team since 1998. He is a Registered Representative and a licensed agent for Life Insurance and Annuities. Ray is also a Certified Financial Planner (CFP®).

Mr. Ballantine focuses on retirement and investment planning for individuals and small- to mid-size companies. He also works with clients in the areas of insurance and estate planning.

Ray began his investment advisory career in 1986 with a major Wall Street brokerage house, and also ran his own retirement planning firm in Wexford, PA for a number of years prior to joining Hefren-Tillotson.

Ray is a co-host on our weekly radio show, “Your Money and You“, airing live every Sunday morning from 9:00-11:00 AM EST on NewsRadio 1020 KDKA. 

In his free time, Ray is an avid soccer player and coach and still plays in a number of men’s leagues in the Pittsburgh area. He and his wife Lynn reside in the North Hills area of Pittsburgh.

Raymond is a multi-year FIVE Star Wealth Manager Award winner presented by Five Star Professional.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.